Read these terms and conditions carefully before using the services described herein. By utilising the website located at www.FM2.com.au you acknowledge that you have read these terms and conditions and that you agree to be bound by them. if you do not agree to all of the terms and conditions of this agreement, you are not an authorised user of these services and you should not use this website. FM2 reserves the right to change, modify, add or remove portions of these terms at any time for any reason. We suggest that you review these terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our website after we have posted changes to these terms, you are agreeing to these terms as modified. Any advice displayed on this site is general advice only and has been prepared without taking into account your objectives, financial situation or particular needs. As a result of this, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs. If the advice relates to a particular product, you should obtain a product disclosure statement relating to the product and consider it before making any decision about whether to acquire the product or service. We recommend that you obtain independent advice before making a decision. |